Trust Services

Delivering services with you in mind

When you choose MassMutual Trust Company for your personal trust and fiduciary needs, you are selecting a team that is dedicated to serving you in a way that is best for you and your family. We get to know you — taking the time to learn about your personal situation and what matters most to you.

Your dedicated and highly experienced Trust Officer and Investment Officer are available to provide expert advice and assist you in achieving your goals. In addition, carefully selected investment sub-advisors will be overseeing your assets and making adjustments with long-term results in mind.

You also have options for choosing trustees. MassMutual Trust can serve as a professional trustee or help you as an agent for trustee.

A comprehensive suite of personal trust and wealth management services

MassMutual Trust provides a complete selection of trust and estate planning solutions designed to meet your specific needs. In addition, you receive a wide range of personalized "concierge" services as part of your overall experience with MassMutual Trust.

Below is a comprehensive list of services available to you:

Estate Planning

  • Full range of trust and fiduciary services
  • Review of estate planning documents
  • Understanding of family wealth objectives
  • Multi-generational wealth transfer strategies

Trust Services

  • Personal, "concierge" service with a dedicated Trust Officer
  • Coordination with other professional advisors
  • Implementation of the intentions of trust creator
  • Balance the needs of the beneficiaries
  • Periodic account performance reviews

Professional Trustee Services

  • Serve as non-biased, professional resource
  • Manage family/beneficiary dynamics
  • Provide proper safekeeping of trust assets
  • Invest assets prudently

Investment Management

  • Develop a comprehensive customized investment approach
  • Provide strategic and tactical asset allocation*
  • Deliver competitive investment performance
  • Incorporate conservative, disciplined investment process
  • Prudent diversification*
  • Leverage resources and strengths of sub-advisors

* Asset allocation and diversification do not assure a profit and do not protect against loss in declining markets. All investing is subject to risk, including the possible loss of principal.

Tax Services

  • Trust tax preparation services
  • Interface with other professional advisors on tax-related issues
  • Timely, easy-to-read, comprehensive year-end tax information
  • Ongoing monitoring to identify tax reporting issues

Account Management and Distribution

  • Consolidate, distribute, and manage assets
  • Automatic bill payments
  • Ongoing monitoring of accounts
  • Timely direct deposits and wires into local bank account
  • Secure online account access
  • Consolidated reporting
  • Quarterly transaction and performance reports
  • Access to secured lending solutions