Designing your personalized investment management strategy
MassMutual Trust Company can design and execute your personalized investment strategy. We can help you prepare for the future while also helping you plan for today's needs.
With MassMutual Trust, you'll have access to a team of seasoned trust and investment professionals who are deeply committed to your success, and who have a fiduciary responsibility to act in your best interest.
You may have inherited an IRA and are unsure how to handle this account. MassMutual Trust can help you set up an IRA Trust in order to preserve the account value and minimize taxes.
As a client, you'll have access to estate settlement services to help you manage your overall estate plan.
In addition, our money managers are among the most experienced and well-respected firms in the industry.
Account management and distribution - taking care of the day-to-day tasks for you
MassMutual Trust can also help you with the day-to-day management of your accounts, including fund distribution and bill payment service.
With bill payment service, MassMutual Trust can pay bills directly out of your account for you. For instance, if wish to travel extensively, this service helps take away the stress and time commitment that comes with managing monthly bills. In addition, if you set up this service now, should you become incapacitated in the future, your bills will still be paid.
Additional services include:
- Collecting, distributing, and managing assets
- Ongoing monitoring of accounts to provide liquidity for both anticipated and unscheduled disbursements
- Timely direct deposits and wires into local bank accounts
Settling your estate
If you choose MassMutual Trust as the Executor or Personal Representative of your estate, we can help you with your estate settlement and provide probate services. MassMutual Trust will collect, distribute and manage estate assets according to the terms of your Will and/or Trust in an efficient and timely manner. In addition, we can oversee probate, as well as estate and fiduciary tax returns as needed.
We can also serve as Agent for Executor or Agent for Personal Representative – helping the person you choose as Executor or Personal Representative of your estate manage the complexities of estate settlement and administration.
Highly experienced money managers
In our ongoing efforts to provide our clients with quality investment management services, we work with money managers who are among the highest caliber and most well-known firms in the industry. The best of breed money managers we work with are: Kanon Bloch Carré, Mainstreet Advisors, Welch and Forbes, Lee Munder Capital Group and St. Germain Investment Management.
Services for rollover and inherited IRA accounts
When you inherit an IRA, or an employee-sponsored retirement plan, from someone other than your spouse, you can rollover the inherited account into an IRA Trust.
An IRA Trust can provide for greater estate planning options and help minimize tax obligations.
Services for rollover and inherited IRA accounts include:
- Dedicated Trust Officer and Investment Officer
- Calculation of required minimum distributions
- IRA account distributions to client bank account
- Tax reporting
- Online account access through MassMutual Trust's secure website